The latest news is that the planning has gone through and has been granted and i can start whenever i can. That is great news.
However, the bad news is that the mortgage application is taking longer than expected. As expected, the banks are reluctant to give out money so they are delaying the full approval of the mortgage. I'm unable to get enough on my own so i need look for a joint application with my fiancee. We haven't given up yet but will continue on until we get it. Until then, we won't start the self build.
At this rate, we'd be lucky to get the site work,foundations and the first floor block done before xmas. Luckily, we're in no big rush but would like to get started sooner rather than later.